No bank account? What a pain!

The Neocash MasterCard payment card is the solution for your purchases and payments.

The Neocash MasterCard is not a bank card or a credit card.

The Neocash MasterCard works without a bank account (say good bye to expensive charges).

This new type of card is a simple, secure and prepaid means of payment that can be topped up.

Discover a New Financial Independence

The Neocash MasterCard enables you to receive and send money anywhere in the world.

The Neocash MasterCard payment card enables you to pay your bills (electricity, gas, water, Internet, rent, insurance, fines, etc.)….

…. and to make your purchases with absolutely no restrictions, in shops, online or over the phone.

The Neocash MasterCard payment card enables you to withdraw money from over 2 million MasterCard-affiliated ATMs.

The Neocash MasterCard payment card is the ideal solution for people who do not or no longer need a bank, with their charges that are often too high.

No charges or excessive interest rates… the Neocash MasterCard does not allow overdrafts or credit.

The Neocash MasterCard is the perfect solution for people have do not or no longer have access to banking (do not want an account or barred from having one), if you do not have a bank account or if you have no bank means of payment (bank card or cheque), the Neocash payment card is for you.

Obtaining the Neocash MasterCard payment card is completely commitment-free.

You are free to use your Neocash MasterCard payment card however you want or need to, throughout the card’s validity period (2 years).

No contract to sign

Activating your Neocash MasterCard payment card constitutes acceptance of the General Terms and Conditions of Sale.

The Neocash MasterCard payment card is not linked to a bank account.

That means you are not asked to provide any evidence of your assets or debts when activating your card.

There will be no checks with the Central Cheque Register (FCC).

If you top up less than €1,000 per year, the use of your Neocash MasterCard remains anonymous.

If you want to increase your top-up capacity to €6,500, you will need to send us proof of identity and address.

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The differences between credit card, debit card and Neocash MasterCard payment card

Credit Card

You can make purchases up to your credit limit. When you receive your statement, you are obliged to pay at least the minimum payment. Banks charge interest on the unpaid balance. In general, you pay no interest if you pay the full amount due at the end of the month. If, on the other hand, you keep a balance unpaid, you will have to pay the interest calculated on the basis of a pre-defined annual interest rate (APR), which varies from bank to bank.

Debit Card

Sums of money are automatically debited from your account to pay charges. You can spend all the money available in your account.

Neocash payment card or Neocash prepaid card

The Neocash MasterCard payment card is not linked to a bank account.

With your prepaid payment card, you limit your spending to the sums credited to your card.

Before each transaction, the system checks that the Neocash MasterCard payment card has enough credit. The transaction is debited immediately.